Welcome to the “InsuranceNewswire.com” website (this “Site”). By using this Site including the submission of any content through us, you agree to be bound by these Terms of Use. If you do not wish to bind yourself to these Terms of Use, do not access or use this Site or any materials from this Site. Please read the following information carefully:
As this Site is an evolving medium, this Site reserves the right to changes these Terms of Use, from time to time. Your continued use of this Site after the posting of changes to these Terms will signify your acceptance of these changes.
Copyright Information
This Site contains copyrighted material, trademarks, and other proprietary information, including but not limited to, text, images, photos, software, video, graphics, music and sound, and applications. The entire Terms of Use is protected by United States copyright, trademark, patent, trade secret, and other laws. Unless otherwise noted, this Site owns all content that is part of this Site.
Reporting Copyright Infringement
If you are a copyright owner or an agent thereof and believe any content or other information appearing on this Site infringes upon your copyrights, you may submit a notification of claimed infringement under the Digital Millennium Copyright Act (“DMCA”) containing the following information:
(i) A physical or electronic signature of a person authorized to act on behalf of the owner of a copyright interest that is allegedly infringed.
(ii) Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
(iii) Identification of the material that is claimed to be infringing to be the subject of the infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit us to locate the material.
(iv) Information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an electronic mail address.
(v) A statement that you have a good faith belief that the disputed use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
(vi) A statement that the information in the notification is accurate, and made under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Reporting Objectionable Material
If you consider any material appearing on this Site to be objectionable and would like to report it, please contact us at admin@estartup.com. Please include your e-mail, the URL of the website, or the name of the mobile application.
Trademark Notice
This Site owns all rights to their logos and trademarks used on connection with this Site. All other trademarks, service marks and logos used in this Site are the trademarks, service marks of logos of their respective owners. You may not use any trademark or service mark appearing on this Site without the prior written consent of the owner of the mark.
Community Rules
This Site may include a variety of features, such as blogs, photo- and video-sharing pages, social networking features, discussion forums, and e-mail services that allow users to communicate with third parties. By accessing and using any such features, you represent and agree that:
The personal information you have provided to us is accurate.
You have the right to submit any content that you provide to us.
You are solely responsible for any content that you submit to us.
Your submissions do not contain material that is defamatory, infringes on anyone else’s intellectual property rights, or is in any way unlawful; or that we may find to be indecent, profane, obscene, or otherwise objectionable.
We may review your submissions and remove any content without notice and for any reason in our sole discretion, including if it violates these rules, other parts of the Terms of Use, or is otherwise objectionable.
When you submit content or other material, you grant us, our affiliates, and our partners the non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use and distribute such content or other material in any way.
Submissions
You may submit any text, images, data, or other materials (“Content”) on this Site. In doing so, you acknowledge and agree that you grant to us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide right and license to:
Link to, use, reproduce, transmit, modify, adapt, publish, display, perform, distribute, and/or translate such Content without notice, attribution or payment to you.
Sublicense such Content (in whole or in part) and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material without notice, attribution or payment to you. Further, by submitting Content on this Site, you acknowledge that you have the authority to grant such rights to us and use of the Content by us will not violate the rights of any third party. You further acknowledge that the burden of determining whether any Content posted or transmitted on this Site by you is protected by copyright or will otherwise violate the rights of any third party rests solely with you. We, and our licensees and third party content providers and licensees have the right to assert and enforce these provisions relating to the submission of Content directly or on our behalf.
Privacy
Personal information that users of this Site provide in connection with polls, chat rooms, and forums or other usages of this Site is collected by us. Any such information will be treated as described in our Privacy Policy. To read our Privacy Policy, scroll to the bottom of this page and click “Privacy Statement.” Users are discouraged from posting personally identifying information about themselves on publicly accessible areas of this Site, such as within classified advertisements, comments/reviews for display on this Site or other “user generated content” submitted for display on this Site or in any other communications with other users of this Site.
Content Monitoring
You acknowledge and agree that we have the right, but not the responsibility, to monitor this Site, including without limitation chat rooms and forums, and to disclose any information to any third party in order to operate this Site properly, to protect itself, its sponsors, and to comply with legal obligations or governmental requests, or to respond to any circumstances that we deem to be an emergency. We reserve the right to refuse to post or to remove any information or materials, in whole or in part, that are unacceptable, offensive or in violation of this Agreement, in our sole determination.
Where AP Content Is Used
Some of the content published on this Site is used under license from the Associated Press. By using this Site, you agree and acknowledge that: (1)You will not publish, broadcast, or rewrite for broadcast or publication, or redistribute directly or indirectly in any medium any Associated Press text, photo, graphic, audio, and/or video material. (2) No Associated Press materials nor any portion thereof may be stored in a computer except for personal and non-commercial use. The Associated Press will not be held liable for any delays, inaccuracies, errors or omissions in its materials or in the transmission or delivery of all or any part of its materials, or for any damages arising from any of the foregoing.
In addition to those set forth in this paragraph, the Associated Press may impose other terms and conditions on the use of its materials. For that content, the terms listed here apply: http://www.ap.org/termsandconditions/
Links To Other Websites And Services
To the extent this Site contain links to outside websites and resources (“Linked Sites”), we neither endorse nor are affiliated with the Linked Sites and are not responsible for any content that appears on the Linked Sites. You are encouraged to review any Privacy Policy or Terms of Use posted on the Linked Sites. The respective owners of the Linked Sites neither endorse nor are affiliated with us or our sponsors.
Parental Control Provisions
Pursuant to 47 U.S.C. Section 230(d), as amended, we hereby notify you that parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available at the sites of the Electronic Frontier Foundation (www.eff.org) and GetNetWise (www.getnetwise.org).
Jurisdiction
We make no representation that materials on this Site are appropriate, available or legal in any particular location. Those who choose to access this Site do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.
Miscellaneous
This Agreement constitutes the entire agreement between the parties hereto pertaining to the subject matter hereof, and any and all prior or contemporaneous written or oral agreements existing between the parties hereto are expressly canceled. Any heading, caption, or paragraph title contained in this Agreement is inserted only as a matter of convenience and in no way defines or explains any paragraph or provision hereof.
No Waiver
The failure of this Site at any time to require performance by You of any provision of these Terms of Use shall in no way affect the right of this Site to enforce such provision, nor shall the waiver of any breach by You of any provision herein constitute a waiver of any succeeding breach or the provision itself.
Disclaimers
Throughout this Site, we have provided links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply on endorsement or sponsorship of such sites, or the information, products or services offered on or through respective affiliates operate or control in any respect any information, products or services that third parties may provide on or through this Site or on websites linked to/by us on this Site.
THE INFORMATION PRODUCTS AND SERVICES OFFERED ON OR THROUGH THIS SITE AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE.
Your interactions with companies, organizations and/or individuals found on or through this Site, including any purchases, transactions, or other dealings, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such companies, organizations and/or individuals. You agree that we will not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings. You also agree that, if there is a dispute between users of this Site, or between a user and any third party, we are under no obligation to become involved, and you agree to release us and our affiliates from any claims, demands, and damages of every kind of nature, known or unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to such dispute and/or this Site.
We may at any time change this Site, including eliminating or discontinuing any content of feature of this Site, restricting its availability or limiting the amount of use permitted. Such changes, modifications, additions, or deletions shall be effective immediately upon notice thereof, which may be given by any means including, but not limited to, postings or notifications on this Site, by electronic mail, by conventional mail, or by another other means chose in our sole discretion. Your use of this Site after such notice shall be deemed to constitute your acceptance of such changes, modifications, additions, or deletions.
Last Updated: September 15, 2020